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But for adult survivors of childhood abuse there are reactions that may either be different or stronger than for other survivors.(from materials provided by the Texas Association Against Sexual Assault) ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Trauma specialists believe that "what is most tragic about child abuse and neglect is the exploitation of the child's attachment to the parent." To be sure, it is far easier to abuse one's own children, precisely because their love and loyalty to the parent render them much more compliant than they would be to a stranger.
The furnisher of the information to the credit bureaus, in this case a debt collector, is going to be alerted to any dispute or request for correction that you send to Equifax, Experian, or Trans Union.
They are legally transferring the rights to the debt to someone else, as laid out in your original contract with them.
When an additional entry from a collection agency shows up on your credit report it is important to look for some key items: All negative trade lines related to the same collection account should age off of your credit report at the same 7.5 year mark you use to calculate your first missed payment to your original lender.
Reviewing your credit reports for accuracy when you know you have old collection items is important.
Staying on top of when and how to get your credit reports corrected will help you plan for future access to credit at fair prices. About Michael Bovee Michael started CRN in 2004 with a mission to provide people in need with detailed debt and credit help and education.
The exception would be if you got sued for collection and ended up with a judgment over one or more of the debts – which would show in the public records section of your credit report for 7 years from the date judgment was entered in the court.